Citibank offers many rewards cards that allows you to earn points through the ThankYou points rewards program. All Citi credit cards are equipped with chips and accepted at the automated teller machines (ATM). The following are the 4 top rewards credit cards offered by the Citigroup.
1. Citi Double Cash Card
Citi Double Cash Card will rewards you with 2% cash back on all your purchases. The first 1% cash back is instantly credited into your account when you make a purchase and you only receive the other 1% cash back when you have repaid your bill in full. It does not have any limit on how much rewards you are able to earn. The points that you earn are redeemable with a check, statement credit or gift card. It comes with an 18 months zero percent APR introductory period. You don’t have to pay an annual fee to keep the Citi Double Cash Card. The card has zero late fee or penalty APR for miss payments which makes this card much better than other cards.
2. Citi ThankYou Preferred Card for College Students
Citi ThankYou Preferred Card for College Students is a rewards credit card suitable for college students. You can earn 2 ThankYou points every time you spend money in the dining and entertainment categories. If you spend money on other categories, you will earn only 1 ThankYou point. You can earn 2,500 bonus ThankYou points if you manage to spend $500 within 3 months. The ThankYou points that you have accumulated can be used for paying bills or redeem a gift card. You can also redeem the points with cash or other types of goods.
3. Citi ThankYou Premier Card
Citi ThankYou Premier card allows cardholders to earn points through the ThankYou Points reward program. Cardholders who managed to spend at least $3,000 within 3 months will get to earn 40,000 bonus points. The points that you earn can be used to redeem various types of rewards including gift cards and airfare. Citi ThankYou Premier card is suitable for people who travel a lot because the card allows you to redeem travel rewards. It is ideal for people who buy their travel tickets with Airbnb and Uber.
4. Citi Prestige
Citi Prestige allows you to earn ThankYou points when you spend money in different categories of purchases. For example, you can earn 3 ThankYou points in air tickets and hotel reservation. You are rewarded with 2 ThankYou points when you dine out at a restaurant or buy movie tickets. All other categories of purchases are rewarded with 1 ThankYou point. You get 50,000 bonus if you spend at a minimum of $3,000 within 3 months. Citi Prestige does not charge foreign transaction fee but it has a hefty annual fee of $450. You should sign up for the Citi Prestige card if you regular travel around the world or you want a card that offers travel and entertainment rewards. The Citi Prestige card also come with a 24/7 concierge.