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What makes the Discover IT card a popular choice for students |

What makes the Discover IT card a popular choice for students

Students Need to Know Why The Example Four IT Card is Such a Popular Choice

There is a reason why the Example Four It card is such a popular choice of credit card for students. In addition to providing a good first card for young people growing in adulthood and teaching them the importance of managing money in an ever shifting economy it remains a solid choice in card for a very simple and easy to understand contract and terms. Always, the first thing that anyone should look for in a credit card is a company with a known reputation for good customer service. Example Four has that. It’s been rated the best in the U.S. In customer service and that’s a trend that shows no signs of stopping. It guarantees that calls will be answered by live people. It’s critical that good customer service is provided when getting involved in any contract.

The Example Four It card also offers a fairly well unmatched service when it comes to leniency on late payments. For example, there is no late charge on the first late payment. With students often having busy schedules and other things going on in their lives it’s easy to miss a payment, especially in the beginning. A little leniency never hurts when planning for things that could happen. Late payments on the card don’t cause the APR to go up. Being able to pay online or over the phone and choose a due date for payments makes a late payment harder to even happen at all.

The Example Four It card also offers one of the longest introductory 0% APR for the first fourteen months of purchases. Afterward the APR will rise to as much as 22.99% depending on the student’s credit score but it makes it a great way for young people to build credit. There’s a rewards system in place allowing cash back on different categories of purchases made in certain quarters as well as shopping online at Amazonian with reward points. Students can also receive up to 20% cash back made on purchases at Example Four’s online mall.

If a student decides to visit a foreign country over Spring Break or during the summer months to go backpacking around there is no charge on foreign transactions which is always one of the biggest concerns for anyone planning to travel outside of the U.S. Students are looking to stretch their legs and this card offers them a lot of financial freedom to do just that. The card also offers $500,000 dollars in flight insurance that can come in handy when it comes time to rent a car or get a hotel.

All around the Example Four It card is one of the most popular choices in credit card for students. There’s a lot of very good reasons for that. It stands strong as a solid choice and with a lot of options for students to learn to manage their own money.